Borrowing Power Calculator
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Income (Annual)
Monthly Expenses
Loan Details
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Estimated Borrowing Power:
$0
Est. Monthly Repayment:
$0
Net Monthly Surplus:
$0
Borrowing Capacity
0%
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Income vs Expenses
SHRII FINANCE
SOLUTIONS
* This calculator provides an estimate only and does not constitute financial advice. Results are based on a serviceability buffer of +3% (APRA guideline). Actual lending criteria and approval amounts vary between lenders. Please consult a Shrii Finance lending specialist for personalised advice.
Calculator Assumptions
- Serviceability buffer: +3% above entered rate (APRA)
- Credit card: 3.8% of limit counted as monthly commitment
- Dependant cost: $500/month per dependant added to expenses
- Tax calculated using Australian 2024–25 resident tax rates
- Results are estimates only — actual approval varies by lender